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Area of Law
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Letter of offer by debtor to creditor (credit contract and precontractual statement)

Letter of offer by debtor to creditor (credit contract and precontractual statement)

Margow, E, 2017

Available Formats

Format ISBN Price
Precedent 0000688894 $78.00

Description

This precedent is a letter of offer by a debtor to a creditor including a credit contract and pre-contractual statement. This precedent is a simple credit contract and includes an information statement required to be provided prior to entering into a credit contract under the NCCPA. A drafter must customise credit contracts and information statements to take into account the uniqueness of the transactions and to ensure that all the information is relevant to the specific debtor. When drafting a standard form credit contract it is important for the drafter to include any variables to the contract based on the types of loan or mortgage terms relevant to the various consumers who may be subject to that contract.


To preview the precedent, click here.


Document length: 16 pages


Related products (all with guidance notes)

o Periodic statement of account
o Statement of payout figure
o Statement of conditions of postponement
o Continuing credit contract - offer by debtor to credit provider


This precedent is also available via subscription to the Precedents – Banking and Finance Law Suite – Consumer Credit Bundle

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