Duggan & Lanyon’s Consumer Credit Law, 2nd edition

Duggan & Lanyon’s Consumer Credit Law is suitable for both lawyers specialising in lending as well as those whose practitioners whose involvement with the Code is more peripheral. The updated and revised second edition covers all major developments in legislation and case law since the first edition was published in 1999.

Written by experts in the field, this title concentrates on the Code but covers related laws and various state and territory laws governing the licensing and registration of credit providers and the constitution of tribunals.

Features

• Authoritative and accessible piece of legal writing
• Comprehensive coverage of the NCCP
• Expert authors with strong reputations in the consumer credit field

Related Titles

Australian Consumer Credit Law, looseleaf and online
Beatty & Smith, LNAA: Annotated National Credit Code, 5th edition, 2014
Sharpe, Unconscionable Conduct in Australian Consumer and Commercial Contracts, 2018

Hal Bolitho is a Legal Consultant at King & Wood Mallesons. Hal has over 20 years' experience as a banking and finance lawyer, specialising in asset finance, personal property securities and financial sector regulation. Hal has practiced as a finance lawyer in Australia, Japan and England, and spent three years as a partner in the Mallesons London Office.

Nicola Howell is a senior lecturer at the University of Queensland Faculty of Law. She has a Bachelor of Science (Honours) and Bachelor of Laws from the University of Melbouren and a Master of Law from Griffith University. Nicola specialises in the areas of consumer credit, financial services, bankruptcy, insolvency, consumer law and self-regulation. She is a member of the Commercial and Property Law Centre, QUT; the Consumers’ Federation of Australia; and the Australian Law Teachers Association.

Dr Jeannie Marie Paterson is an Associate Professor at the University of Melbourne Law School. She specialises in contract, consumer and consumer credit law. Jeannie also practices as a consultant in consumer law matters and her current research focuses on the protection of vulnerable and disadvantaged consumers.

Chapter List:

Part I – Introduction:

1. Introduction
2. Regulatory Strategies
3. Scope of Legislation

Part II – NCCP Act:

4. Licensing
5. Controls over the Cost of Credit
6. Responsible Lending

Part III – NCC

7. Contract Documentation
8. Securities and Guarantees
9. Variations and Assignments
10. Ending and Enforcing Credit Contracts
11. Unjust Contracts
12. Related Sale Contracts
13. Insurance
14. Consumer Leases
15. Documents and Notices

Part IV – Codes of Conduct

16. Credit Provider Codes of Conduct

Part V – Regulatory Oversight

17. Administration, Supervision, Compliance
18. Remedies and Enforcement Powers

Part VI – ASIC Act

19. Consumer Protection in the ASIC Act